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About Me

Credit & Collection

Highly motivated and energetic with XX years of experience in optimizing cash collection, portfolio management, and credit management by ensuring accurate collections processes and timely billing practices. An enterprising & results-focused leader, with experience working effectively in a team environment; well-organized, highly motivated, and disciplined. Strong critical and strategic thinking, interpersonal and communication skills, organizational skills, and time-management skills


Management, Bachelor of Business Administration, Completed, 2001-01-01

ABC School

CBSEMarks 70,

Noida, UP

Work Experience

2002-03-01 - Current

Credit and Collections

Abc Pvt Ltd

Noida, UP
  • Establishing best practices & policies on the management of customer credit risk; proactively managing the larger past due accounts
  • Reviewing credit applications and evaluating creditworthiness; recommend credit limits. Strong working knowledge of sales taxes and state exemption certificate requirements
  • Managing and approving the opening of new accounts, and amendments to existing customers. Maintain and update customer master files ensuring completeness
  • Directing and coordinating collection efforts with Credit & Collections staff, account representatives, sales, managers, and other contact personnel
  • Preparing and presenting reports to senior management with recommendations on write-offs
  • Negotiating payment programs with delinquent customers
  • Working with collection agencies on accounts that have been turned over to them for collections
  • Preparing financial or regulatory reports required by laws, regulations, or boards of directors
  • Reviewing collection reports to determine the status of collections and the amounts of outstanding balances

2016-08-01 - 2018-10-01

Credit and Collections

ABV Ltd.

Noida, UP
  • Identified and communicated with customers with delinquent accounts by mail, phone, etc.
  • Worked out terms for payment or initiates other actions as necessary
  • Ensured collections operations functioned smoothly and effectively
  • Created and maintained credit history files
  • Analyzed and assessed the creditworthiness of account/client using external credit risk management tools/reports; supported the collection efforts/calls for accounts receivable portfolio
  • Performed account/payment reconciliations; responded to credit inquiries from external & internal clients
  • Identified delinquent accounts requiring external collection efforts; identified lousy debt or financial exposure


  • Good Communication and Customer Service
  • Flexible Work Schedule
  • Extremely Motivated and Flexible Team Contributor
  • Oracle 11i
  • Advanced Collections and Credit Management Modules
  • Siebel On Demand
  • Knowledge Of SAP
  • Oracle
  • Microsoft Dynamics/Great Plains
  • Northridge
  • Loanledger
  • Microsoft Office


  • Bengali
  • English
  • Hindi

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Credit and Collections Resume Sample

Credit and Collections Resume Sample

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