Credit and Collections Resume Sample & Ready To Use Example

About Me

Credit & Collection

Highly motivated and energetic with XX years of experience in optimizing cash collection, portfolio management, and credit management by ensuring accurate collections processes and timely billing practices. An enterprising & results-focused leader, with experience working effectively in a team environment; well-organized, highly motivated, and disciplined. Strong critical and strategic thinking, interpersonal and communication skills, organizational skills, and time-management skills

EDUCATION

Management, Bachelor of Business Administration, Completed, January 2001

ABC School

CBSE – Marks 70%

Noida, Uttar Pradesh

Work Experience

March 2002 - Current

Credit and Collections

Abc Pvt Ltd

Noida, Uttar Pradesh

Establishing best practices & policies on the management of customer credit risk; proactively managing the larger past due accounts
Reviewing credit applications and evaluating creditworthiness; recommend credit limits. Strong working knowledge of sales taxes and state exemption certificate requirements
Managing and approving the opening of new accounts, and amendments to existing customers. Maintain and update customer master files ensuring completeness
Directing and coordinating collection efforts with Credit & Collections staff, account representatives, sales, managers, and other contact personnel
Preparing and presenting reports to senior management with recommendations on write-offs
Negotiating payment programs with delinquent customers
Working with collection agencies on accounts that have been turned over to them for collections
Preparing financial or regulatory reports required by laws, regulations, or boards of directors
Reviewing collection reports to determine the status of collections and the amounts of outstanding balances

August 2016 - October 2018

Credit and Collections

ABV Ltd.

Noida, Uttar Pradesh

Identified and communicated with customers with delinquent accounts by mail, phone, etc.
Worked out terms for payment or initiates other actions as necessary
Ensured collections operations functioned smoothly and effectively
Created and maintained credit history files
Analyzed and assessed the creditworthiness of account/client using external credit risk management tools/reports; supported the collection efforts/calls for accounts receivable portfolio
Performed account/payment reconciliations; responded to credit inquiries from external & internal clients
Identified delinquent accounts requiring external collection efforts; identified lousy debt or financial exposure