Accounts Receivable Resume Samples and Templates for 2025

Accounts Receivable Resume Guide for India

A well-crafted accounts receivable resume is essential for success in India’s finance and accounting job market. Whether you’re a fresher starting your career in AR operations or an experienced professional seeking positions at top companies like Genpact, WNS, TCS, or leading corporates, this guide provides everything you need to create a standout resume that impresses Indian employers and passes ATS screening on portals like Naukri and LinkedIn.

This comprehensive guide includes:

• Resume format recommendations for Indian finance sector
• Key skills Indian employers look for
• Complete resume example with Indian context
• Top accounts receivable employers in India
• Salary insights in INR by experience level
• Tally, SAP, and certification guidance
• ATS optimization tips for Indian job portals

Why Your Accounts Receivable Resume Matters in India

India’s finance and accounting outsourcing sector is among the largest globally, with companies like Genpact, WNS, TCS, Infosys BPM, and Accenture actively hiring AR professionals. A strong resume helps you:

• Stand out from thousands of applicants on Naukri and LinkedIn
• Pass ATS screening used by major BPO/KPO and corporate finance teams
• Showcase skills that Indian hiring managers value, including collections, DSO management, and reconciliation
• Demonstrate your understanding of Indian billing practices and credit management

Indian recruiters typically spend 6-10 seconds reviewing each resume initially. Your accounts receivable resume must immediately communicate your collections expertise, DSO improvements, and software proficiency. With India being a global hub for F&A outsourcing, opportunities for AR professionals are abundant.

Accounts Receivable Resume Format for India

Indian employers prefer clean, professional resume formats. Here’s what works best for AR positions:

Recommended Format

• Length: 1-2 pages (freshers: 1 page, experienced: 2 pages max)
• Layout: Reverse chronological (most recent first)
• Font: Arial, Calibri, or Times New Roman (11-12pt)
• Sections: Contact, Summary, Skills, Experience, Education, Certifications

Resume vs Biodata

In India, “biodata” is occasionally used for PSU and government finance positions. For corporate AR roles at MNCs, BPOs, and private companies, use a professional resume format.

Personal Details for Indian AR Resumes

Indian resumes typically include:

• Full name (professional photo optional)
• Phone number with country code (+91)
• Professional email address
• LinkedIn profile URL
• City, State (full address not required)

What to Avoid

• Decorative fonts or graphics (causes ATS issues)
• Personal information like religion, caste, or father’s name
• Salary expectations (discuss during interview)
• References (provide when requested)

Key Skills for Accounts Receivable in India

Indian employers look for a combination of technical AR expertise and software proficiency.

Technical Skills

• Collections Management: Dunning, follow-ups, aging analysis, escalation
• Credit Management: Credit limit reviews, credit risk assessment
• Invoicing: Invoice generation, billing accuracy, GST invoicing
• Cash Application: Payment matching, remittance processing
• Reconciliation: Customer account reconciliation, bank reconciliation
• DSO Management: Days Sales Outstanding tracking and reduction
• Dispute Resolution: Deduction management, credit/debit notes
• Reporting: AR aging reports, collection forecasting, MIS

Software & Tools

• Tally ERP 9 / Tally Prime: Most widely used in Indian companies
• SAP FICO / SAP S/4HANA: Essential for MNC and large enterprise roles
• Oracle Financials: Used in large corporations
• QuickBooks: Popular in SMEs
• Microsoft Excel: Advanced functions, pivot tables, VLOOKUP
• Salesforce / CRM Systems: Customer relationship management

Soft Skills Valued in Indian Workplaces

• Communication: Customer interaction and negotiation skills
• Persistence: Following up on overdue accounts professionally
• Attention to Detail: Accuracy in cash application and reconciliation
• Problem-Solving: Resolving disputes and payment issues
• Time Management: Meeting collection targets and deadlines

How to Present Skills

List skills in order of relevance to the job description. Use exact keywords from job postings on Naukri or LinkedIn. For AR roles, prioritize collections, DSO, reconciliation, and Tally/SAP knowledge.

Accounts Receivable Resume Example for India

Here’s a complete resume example tailored for Indian employers:

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Rajesh Kumar

Chennai, Tamil Nadu | +91-98XXX-XXXXX | rajesh.kumar@email.com | linkedin.com/in/rajeshkumar-ar

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Professional Summary

Results-driven Accounts Receivable Specialist with 6+ years of experience in collections management, cash application, and customer account reconciliation. Expertise in SAP FICO, Tally Prime, and advanced Excel with proven track record of reducing DSO by 15 days and improving collection rates by 25%. Experienced in managing AR portfolio of ₹100+ Cr for multiple clients. Skilled in dispute resolution, credit management, and AR reporting. Seeking to contribute AR expertise to a dynamic finance team.

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Key Skills

Collections Management | Cash Application | Customer Reconciliation | DSO Reduction | Credit Management | SAP FICO | Tally Prime | Dispute Resolution | AR Aging Analysis | GST Invoicing | MS Excel (Advanced) | Dunning | Payment Follow-ups

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Professional Experience

Senior Accounts Receivable Analyst | WNS Global Services | Chennai | March 2021 – Present

• Manage AR portfolio of ₹150 Cr+ for US-based healthcare client with 95% collection rate
• Reduced DSO from 52 days to 37 days through proactive follow-ups and process improvements
• Perform daily cash application for 200+ customer payments with 99.5% accuracy
• Conduct monthly customer account reconciliations and resolve discrepancies within 48 hours
• Lead collections calls and negotiate payment plans with overdue customers
• Prepare weekly AR aging reports and collection forecasts for management review
• Train and mentor team of 4 junior AR associates on SAP transactions and collection techniques
• Received “Excellence in Collections” award for achieving 98% of annual collection target

Accounts Receivable Executive | Genpact India | Bangalore | June 2019 – February 2021

• Processed cash applications for 150+ daily payments using Oracle Financials
• Managed dunning process and followed up on overdue accounts (30/60/90+ days)
• Resolved customer disputes and processed credit/debit memos
• Maintained customer master data and ensured accuracy of billing information
• Prepared monthly DSO reports and aging analysis for leadership
• Achieved 92% collection rate against 90% target consistently

Accounts Executive | TVS Motor Company | Chennai | July 2017 – May 2019

• Generated and processed dealer invoices using Tally ERP 9
• Followed up on dealer outstanding and ensured timely collections
• Reconciled dealer accounts and resolved discrepancies
• Maintained GST-compliant invoicing and assisted with statutory compliance
• Coordinated with sales team for order-to-cash process

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Education

Bachelor of Commerce (B.Com) | Madras University | 2017

• First Class
• Specialization: Accounting

Higher Secondary Certificate | Tamil Nadu Board | 2014

• 85% in Commerce stream

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Certifications

• SAP FICO Certification | SAP India | 2020
• Tally ERP 9 with GST | Tally Solutions | 2018
• Credit Management Fundamentals | ICAI | 2021

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Languages

English (Fluent) | Hindi (Conversational) | Tamil (Native)

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Declaration

I hereby declare that the information provided above is true to the best of my knowledge.

Rajesh Kumar Chennai, December 2024

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Top Accounts Receivable Employers in India

India’s F&A outsourcing sector offers excellent opportunities for AR professionals. Here are the top employers:

BPO/KPO Companies (High Volume Hiring)

• Genpact: One of India’s largest F&A outsourcing providers
• WNS Global Services: Major player in finance operations
• TCS (Tata Consultancy Services): IT services with large F&A practice
• Infosys BPM: Strong finance and accounting operations
• Wipro: Comprehensive BPO services
• Cognizant: Growing F&A outsourcing business
• EXL Service: Specialized in finance operations

Shared Services Centers (GCCs)

• Shell Business Operations: Finance shared services
• Maersk GSC: Global finance operations
• Standard Chartered GBS: Banking finance operations
• HSBC GLT: Global finance shared services
• Unilever GSC: FMCG finance operations

Corporate Finance Teams

• Reliance Industries: Large corporate AR team
• Tata Group Companies: Multiple opportunities across group
• Mahindra Group: Finance roles across businesses
• Bharti Airtel: Telecom billing and collections
• Maruti Suzuki: Dealer financing and collections

How to Apply

• Apply through Naukri.com and LinkedIn
• Visit company career pages directly
• Register with finance staffing agencies
• Network through LinkedIn and finance professional communities
• Attend job fairs focused on finance and accounting

Accounts Receivable Salary in India

Salaries vary based on experience, location, company type, and skills.

Salary by Experience Level

Experience	BPO/KPO (INR)	Corporate/GCC (INR)
Fresher (0-1 years)	₹2.5 - ₹4 LPA	₹3 - ₹5 LPA
Early Career (2-4 years)	₹4 - ₹7 LPA	₹5 - ₹9 LPA
Mid-Career (5-8 years)	₹7 - ₹12 LPA	₹9 - ₹16 LPA
Senior (8+ years)	₹12 - ₹20 LPA	₹15 - ₹28 LPA

Salary by City

City	Salary Range (Mid-Level)
Bangalore	₹6 - ₹12 LPA
Chennai	₹5 - ₹10 LPA
Hyderabad	₹5 - ₹10 LPA
Pune	₹5 - ₹11 LPA
Mumbai	₹6 - ₹12 LPA
Delhi NCR	₹5 - ₹11 LPA

Factors Affecting Salary

• Company Type: GCCs and MNCs typically pay higher than domestic BPOs
• Skills: SAP, Oracle expertise commands premium
• Performance: Collection targets achievement impacts incentives
• Certifications: SAP, credit management certifications add value
• Shift Timings: Night shifts often include 15-25% shift allowance

Salary data based on Glassdoor India, AmbitionBox, and Naukri salary insights.

Certifications for Accounts Receivable in India

Professional certifications enhance your profile in the competitive AR job market.

Software Certifications (Highly Valued)

• SAP FICO Certification: Essential for MNC and GCC roles
• Tally ERP 9 / Tally Prime with GST: Must-have for Indian companies
• Oracle Financials Certification: Valuable for Oracle-based clients

Professional Certifications

• Credit Management Certification: From ICAI or international bodies
• CA Inter / CA Foundation: Adds credibility to finance roles
• CMA (ICMAI): Cost and management accounting

Skill Certifications

• Advanced Excel: Essential for data analysis and reporting
• Financial Analysis: Understanding of credit risk and cash flow

How to List Certifications

Include certification name, issuing organization, and year obtained. SAP and credit management certifications should be prominently displayed.

ATS Tips for Your Accounts Receivable Resume

Most BPOs, GCCs, and corporate recruiters use Applicant Tracking Systems (ATS) to screen resumes. Optimize yours:

For Naukri.com

• Use keywords from the job description (collections, DSO, cash application)
• Keep formatting simple (no tables, columns, or graphics)
• Use standard section headings (Experience, Education, Skills)
• Upload in .docx or .pdf format

General ATS Tips

• DO: Include metrics (reduced DSO by 15 days, 95% collection rate)
• DO: Use standard fonts, clear headings, bullet points
• DON’T: Use headers/footers, text boxes, or images

Keyword Strategy for Indian AR Roles

Common keywords include:

• Accounts Receivable, AR, Collections, Cash Application
• SAP FICO, Tally, Oracle Financials
• DSO, Aging Analysis, Reconciliation
• Credit Management, Dunning, Follow-ups
• GST Invoicing, Dispute Resolution

Final Tips for Your Accounts Receivable Resume

✅ Quantify achievements (reduced DSO by 15 days, managed ₹100 Cr portfolio)

✅ Highlight collection rates—AR is about bringing in the money

✅ Include software skills prominently—SAP, Tally, Oracle are essential

✅ Show DSO improvements—demonstrates business impact

✅ Mention communication skills—crucial for customer interactions

✅ Proofread carefully—accuracy matters in finance

Quick Checklist

• Contact information with +91 phone number and LinkedIn
• Professional summary highlighting experience and achievements
• Skills section with collections, DSO, and software keywords
• Experience showing metrics (collection rates, DSO reduction)
• Education with degree details
• Certifications (SAP, Tally, credit management)
• ATS-friendly formatting
• Declaration statement included

Ready to create your professional accounts receivable resume? Use our resume builder to get started with expert-designed templates optimized for Indian job portals.

For more guidance, check out our resume format guide with tips for the Indian finance job market.