Loan Officers Resume Sample & Ready To Use Example

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Arvind Rawat

Alpha1 greater noida

Beta 2 greater noida

Noida - 201012, Uttar Pradesh

Telephone +91.9786543678

[email protected]

About Me

Loan Officer

Extensive experience of XX years in approving loans within specified limits, and refer loan applications outside those limits to management for approval; meeting with applicants to obtain information for loan applications and to answer questions about the process
Skilled in analyzing applicants' financial status, credit, and property evaluations to determine feasibility of granting loans; explaining to customers the different types of loans and credit options that are available, as well as the terms of those services
Adept in obtaining and compiling copies of loan applicants' credit histories, corporate financial statements, and other financial information; reviewing and updating credit and loan files; reviewing loan agreements to ensure that they are complete and accurate according to policy
Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs; submitting applications to credit analysts for verification and recommendation; handling customer complaints and take appropriate action to resolve them
Adroit in negotiating payment arrangements with customers who have delinquent loans; marketing bank products to individuals and firms, promoting bank services that may meet customers' needs; setting-up credit policies, credit lines, procedures and standards in conjunction with senior managers.
Proficient in analyzing potential loan markets and develop referral networks in order to locate prospects for loans; preparing reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action; arranging for maintenance and liquidation of delinquent properties

Education

Bachelor of Commerce

Abc school

CBSE

Noida, Uttar Pradesh

Completed, July 2016

Marks 70 %

Work Experience

May 2016 - March 2018

Loan Officer

Madhulata

Noida, Uttar Pradesh

Key Result Areas:

Propose appropriate solutions and documents all processes for underwriting transactions and prepare appropriate updates to all credit history
Manage network for all real estate professionals and personal contacts and participate in all business development activities
Maintain and update knowledge on all products and programs and provide efficient advocacy for all customer; administer all mortgage loans and various specialized loan products
Conduct interviews for all applications and recommend modification to paperwork as per requirement
Assist to answer all loan services and customer phone calls
Resolve all issues and maintain knowledge on all loan servicing procedures
Manage all loan payment methods and prepare all loan submission documents
Manage all communication with internal departments to facilitate all loan processes
Collaborate with funding center and prepare all closing processes and maintain records of all department personnel; monitor all loan applications and documents all underwriting processes
Evaluate all credit reports and enter all information for loan approval and manage resolution of all issues
Keep proper records and look into customer complaints
Arrange for the customers to repay outstanding loans to the bank
Increase the loan revenue of the bank and in return increase their own commissions

Key Highlights:

Any existing systems/ processes streamlined???? Results obtained???? Major assignments handled????
Any unique initiative taken to improve customer satisfaction level???? Any major accounts/clients handled???
Awards/appreciation letters received???? Other relevant achievements????

June 2018 - Current

Loan Officer

ABC Lmt.

Noida, Uttar Pradesh

Key Result Areas:

Evaluated credit worthiness by processing loan applications and documentation within specified limits
Interviewed applicants to determine financial eligibility and feasibility of granting loans
Determined all applicable ratios and metrics and set up debt payment plans
Communicated with clients either to request or to provide information
Justified decisions (approvals/rejections) and report on them
Completed loan contracts and counsel clients on policies and restrictions
Updated job knowledge on types of loans and other financial services
Assessed customer needs, explore all options and introduce different types of loans
Developed referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas; maintained and updated account records
Gone the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
Operated in compliance with laws and regulations and adhere to lending compliance guidelines

Key Highlights:

Any existing systems/ processes streamlined???? Results obtained???? Major assignments handled????
Any unique initiative taken to improve customer satisfaction level???? Any major accounts/clients handled???
Awards/appreciation letters received???? Other relevant achievements????