Insurance Agent Resume Samples and Templates for 2025

Insurance Agent Resume Guide for India

A well-crafted Insurance Agent resume is essential for success in India’s growing insurance sector. Whether you’re a fresher starting your insurance career or an experienced professional seeking positions at companies like LIC, HDFC Life, ICICI Prudential, SBI Life, or New India Assurance, this guide provides everything you need to create a standout resume that impresses Indian employers and passes ATS screening on portals like Naukri and LinkedIn.

This comprehensive guide includes:

• Resume format recommendations for Indian insurance sector
• Key skills Indian employers look for
• Complete resume example with Indian context
• Top insurance employers in India
• Salary insights in INR by experience level
• Certification guidance
• ATS optimization tips for Indian job portals

Why Your Insurance Agent Resume Matters in India

India’s insurance sector is expanding rapidly, with companies like LIC, HDFC Life, ICICI Prudential, SBI Life, Max Life, Bajaj Allianz, TATA AIA, New India Assurance, and ICICI Lombard actively hiring Insurance Agents. A strong resume helps you:

• Stand out from thousands of professionals on Naukri and LinkedIn
• Pass ATS screening used by insurance companies
• Showcase skills that Indian employers value, including sales ability, customer relationships, and product knowledge
• Demonstrate your premium collection and policy sales record

Indian recruiters typically spend 6-10 seconds reviewing each resume initially. Your Insurance Agent resume must immediately communicate your sales expertise, customer relationship skills, and ability to meet targets. With India’s growing insurance penetration, a well-optimized resume is essential.

Insurance Agent Resume Format for India

Indian employers prefer clean, professional resume formats. Here’s what works best:

Recommended Format

• Length: 1-2 pages (freshers: 1 page, experienced: 2 pages max)
• Layout: Reverse chronological (most recent first)
• Font: Arial, Calibri, or Times New Roman (11-12pt)
• Sections: Contact, Summary, Skills, Experience, Sales Achievements, Education, Certifications

Personal Details for Indian Insurance Agent Resumes

Indian resumes typically include:

• Full name
• Phone number with country code (+91)
• Professional email address
• LinkedIn profile URL
• City, State (full address not required)

What to Avoid

• Decorative fonts or graphics (causes ATS issues)
• Personal information like religion, caste, or father’s name
• Salary expectations (discuss during interview)
• References (provide when requested)

Key Skills for Insurance Agents in India

Indian employers look for comprehensive insurance sales expertise covering product knowledge, sales, and customer relationships.

Sales Skills (Essential)

• Policy Sales: Life, health, motor, property insurance
• Lead Generation: Referrals, networking, cold calling
• Needs Analysis: Customer requirement assessment
• Cross-Selling: Multiple product recommendations
• Target Achievement: Premium and policy targets

Product Knowledge

• Life Insurance: Term, ULIP, endowment, pension plans
• Health Insurance: Individual, family floater, critical illness
• General Insurance: Motor, home, travel, fire insurance
• IRDAI Regulations: Compliance, disclosure requirements
• Tax Benefits: Section 80C, 80D knowledge

Customer Management

• Relationship Building: Long-term client relationships
• Policy Servicing: Renewals, claims support
• Customer Education: Product explanation, benefits
• Retention: Lapse prevention, persistency
• Referral Generation: Customer recommendations

Technology & Tools

• Insurance Software: Policy management systems
• CRM Tools: Lead and customer tracking
• Digital Platforms: Online policy issuance
• Mobile Apps: Company sales apps
• MS Office: Excel, PowerPoint for presentations

Soft Skills for Indian Companies

• Communication: Clear product explanation
• Trust Building: Honest advisory approach
• Persistence: Consistent follow-ups
• Empathy: Understanding customer needs
• Resilience: Handling rejections positively

How to Present Skills

Create a dedicated skills section. Group by category (Sales, Product Knowledge, Customer Management). Highlight premium collection and policy count prominently.

Insurance Agent Resume Example for India

Here’s a complete resume example tailored for Indian employers:

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Suresh Menon

Kochi, Kerala | +91-98XXX-XXXXX | suresh.menon@email.com | linkedin.com/in/sureshmenon-insurance

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Professional Summary

Results-driven Insurance Agent with 8+ years of experience in life and health insurance sales across Kerala. Proven track record of achieving ₹2 Cr+ annual premium collection with 500+ active policies and 90% persistency rate. Expertise in ULIP, term insurance, health insurance, and retirement planning for salaried professionals and HNIs. Strong background with LIC and HDFC Life consistently ranking in top 5% of sales performers. IRDAI licensed agent with specialization in family financial planning. Seeking Development Officer role at a leading insurance company.

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Skills

Sales: Policy Sales, Lead Generation, Needs Analysis, Cross-Selling, Target Achievement Products: Life Insurance (Term, ULIP, Endowment), Health Insurance, Pension Plans Customer Management: Relationship Building, Policy Servicing, Renewals, Retention Regulations: IRDAI Compliance, KYC, Tax Benefits (80C, 80D) Technology: Insurance CRM, Digital Policy Issuance, MS Office Soft Skills: Communication, Trust Building, Persistence, Empathy

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Professional Experience

Senior Insurance Advisor | HDFC Life | Kochi | April 2019 – Present

• Achieve ₹2 Cr+ annual first-year premium collection consistently
• Manage portfolio of 500+ active policies with 90% persistency rate
• Ranked in top 3% of advisors in Kerala region for FY 2023-24
• Specialize in term insurance and health insurance for IT professionals
• Generate 60% of new business through customer referrals
• Cross-sell multiple products achieving 2.5 policies per customer average
• Conduct financial planning sessions for corporate clients
• Received “MDRT Qualifier” recognition for premium targets (2023)
• Mentor team of 5 new advisors on sales techniques
• Maintain 95% customer satisfaction rating

Insurance Advisor | LIC of India | Kochi | June 2016 – March 2019

• Sold 200+ policies during tenure with ₹80 Lakh annual premium
• Built strong customer base through networking and referrals
• Achieved Club Member status for consistent performance
• Handled policy servicing including claims and maturity
• Developed expertise in endowment and money-back plans

Life Insurance Agent | ICICI Prudential | Kochi | July 2015 – May 2016

• Started insurance career with leading private insurer
• Learned fundamentals of insurance sales and customer service
• Achieved 100% of first-year premium targets
• Completed IRDAI licensing and product training

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Sales Achievements

FY 2023-24 Performance | HDFC Life

• First-Year Premium: ₹2.4 Cr
• Policies Sold: 180
• Target Achievement: 135%
• Persistency Rate: 91%
• Recognition: MDRT Qualifier, Regional Top 3

Career Highlights

• Total Premium Collected: ₹12 Cr+ (career)
• Total Policies: 800+
• Average Ticket Size: ₹1.5 Lakh
• Referral Rate: 60%

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Education

Bachelor of Commerce (B.Com) | Kerala University | 2015

• First Class (68%)

Higher Secondary (12th) | Kerala State Board | 2012

• Commerce Stream
• 75%

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Certifications

• IRDAI Life Insurance License | IRDAI | 2015 (Active)
• IRDAI Health Insurance License | IRDAI | 2018 (Active)
• Certified Financial Planner (CFP) | FPSB India | 2021
• MDRT Member | Million Dollar Round Table | 2023
• Advanced Sales Training | HDFC Life Academy | 2022

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Languages

English (Fluent) | Hindi (Conversational) | Malayalam (Native) | Tamil (Conversational)

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Declaration

I hereby declare that the information provided above is true to the best of my knowledge.

Suresh Menon Kochi, December 2024

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Types of Insurance Agent Roles in India

India offers various insurance career paths. Here’s an overview:

By Insurance Type

• Life Insurance Agent: Term, ULIP, endowment, pension
• Health Insurance Agent: Individual, group, critical illness
• General Insurance Agent: Motor, home, fire, marine
• Corporate Insurance Agent: Group policies, employee benefits
• Bancassurance Agent: Bank-based insurance sales

By Experience Level

• Insurance Advisor: 0-3 years, individual sales
• Senior Advisor: 3-6 years, consistent performer
• Development Officer: 6-10 years, team management
• Branch Manager: 10-15 years, branch P&L
• Regional Manager: 15+ years, regional leadership

By Employment Type

• Agency Channel: Direct company agents
• Bancassurance: Bank-tied sales
• Corporate Agency: Third-party distributors
• Broker: Multiple company products
• Direct Sales: Company employees

Top Insurance Agent Employers in India

India’s insurance sector offers excellent opportunities. Here are the top employers:

Life Insurance Companies

• LIC of India: Largest life insurer
• HDFC Life: Leading private insurer
• ICICI Prudential: Established private player
• SBI Life: Bank-backed insurer
• Max Life: Growing private insurer
• TATA AIA: Trusted brand
• Bajaj Allianz Life: Joint venture
• Aditya Birla Sun Life: Diversified group

Health Insurance Companies

• Star Health: Standalone health insurer
• ICICI Lombard: General and health insurance
• HDFC ERGO: Diversified insurance
• Care Health: Health specialist
• Niva Bupa: Health insurance focus

General Insurance Companies

• New India Assurance: PSU general insurer
• United India Insurance: Government insurer
• ICICI Lombard: Private general insurer
• Bajaj Allianz General: Motor and property
• TATA AIG: Multinational insurer

How to Apply

• Apply through company career pages
• Naukri.com and LinkedIn
• Walk-in interviews at branches
• Referrals from existing agents
• Campus placements from colleges

Insurance Agent Salary in India

Insurance offers good earning potential through commissions.

Salary by Experience Level

Experience	Fixed Salary (INR)	Total Earnings (INR)*
Advisor (0-3 years)	₹1.5 - ₹3 LPA	₹3 - ₹8 LPA
Sr. Advisor (3-6 years)	₹3 - ₹5 LPA	₹8 - ₹20 LPA
Dev. Officer (6-10 years)	₹5 - ₹10 LPA	₹15 - ₹40 LPA
Branch Manager (10-15 years)	₹10 - ₹18 LPA	₹30 - ₹60 LPA
Regional Manager (15+ years)	₹18 - ₹30 LPA	₹50 - ₹1 Cr+

*Total earnings include commissions and bonuses. Top performers earn significantly more.

Salary by City

City	Salary Range (Advisor Level)
Mumbai	₹4 - ₹12 LPA
Delhi NCR	₹4 - ₹10 LPA
Bangalore	₹3.5 - ₹10 LPA
Hyderabad	₹3 - ₹8 LPA
Chennai	₹3 - ₹8 LPA
Pune	₹3 - ₹8 LPA
Kolkata	₹2.5 - ₹7 LPA

Factors Affecting Earnings

• Premium Volume: Higher premiums = higher commissions
• Persistency: Renewals provide ongoing income
• Product Mix: ULIPs and health pay higher commissions
• Company Type: Private insurers often offer better incentives
• Performance: Top performers get bonuses and trips
• Team Building: Development officers earn overrides

Salary data based on Glassdoor India, AmbitionBox, and industry surveys.

Certifications for Insurance Agents in India

Professional certifications are mandatory and enhance credibility.

Mandatory Licenses

• IRDAI Life Insurance License: Required to sell life insurance
• IRDAI Health Insurance License: Required for health products
• IRDAI General Insurance License: Required for motor, property

Professional Certifications

• CFP (Certified Financial Planner): FPSB India
• CII Certifications: Chartered Insurance Institute
• MDRT Membership: Million Dollar Round Table
• COT/TOT: Court/Table of Honor (LIC)

Skill Development

• Product Training: Company-specific certifications
• Sales Training: Advanced selling techniques
• Digital Training: Online sales and servicing
• Compliance Training: IRDAI regulation updates

How to Get Certified

1. Complete 12th or graduation
2. Pass IRDAI pre-licensing exam
3. Join an insurance company
4. Complete company training
5. Pursue CFP or advanced certifications

ATS Tips for Your Insurance Agent Resume

Most companies use Applicant Tracking Systems (ATS) to screen resumes. Optimize yours:

For Naukri.com

• Use keywords from job descriptions (Insurance Agent, Life Insurance, IRDAI)
• Keep formatting simple (no tables, columns, or graphics)
• Use standard section headings (Experience, Education, Skills)
• Upload in .docx or .pdf format
• Update profile every 15 days

For LinkedIn Applications

• Match resume to LinkedIn profile
• Use standard job titles (Insurance Advisor, Development Officer)
• Include premium and policy numbers
• Get recommendations from managers

General ATS Tips

• DO: Standard fonts, clear headings, bullet points
• DO: Include metrics (₹2 Cr premium, 500+ policies, 90% persistency)
• DO: Mention IRDAI license and company names
• DON’T: Use headers/footers, text boxes, images
• DON’T: Use creative section titles

Keyword Strategy for Insurance Roles

Common keywords from job postings:

• Insurance Agent, Advisor, Development Officer
• Life Insurance, Health Insurance, ULIP, Term
• IRDAI, Premium Collection, Persistency
• LIC, HDFC Life, ICICI Prudential
• Sales Target, Policy, Customer Service

Final Tips for Your Insurance Agent Resume

✅ Lead with sales metrics—₹2 Cr premium, 500+ policies, 90% persistency

✅ Show product expertise—life, health, ULIP, term insurance

✅ Highlight IRDAI license—mandatory for credibility

✅ Demonstrate customer relationships—referral rate, satisfaction scores

✅ Include recognitions—MDRT, Club membership, awards

✅ Show progression—clear career growth from advisor to senior roles

✅ Proofread carefully—attention to detail critical

Quick Checklist

• Contact with +91 phone and LinkedIn
• Professional summary highlighting premium and policies
• Skills organized by category (Sales, Products, Customer Management)
• Experience showing sales metrics and achievements
• Sales achievements with specific numbers
• Education background
• IRDAI license and certifications (CFP, MDRT)
• ATS-friendly formatting
• Declaration statement

Ready to create your professional Insurance Agent resume? Use our resume builder to get started with templates optimized for Indian job portals.

For more guidance on resume structure, check out our resume format guide with tips specifically for the Indian insurance industry.