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Insurance Agent Resume Samples and Templates for 2025

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Insurance Agent Resume Guide for India

A well-crafted Insurance Agent resume is essential for success in India’s growing insurance sector. Whether you’re a fresher starting your insurance career or an experienced professional seeking positions at companies like LIC, HDFC Life, ICICI Prudential, SBI Life, or New India Assurance, this guide provides everything you need to create a standout resume that impresses Indian employers and passes ATS screening on portals like Naukri and LinkedIn.

This comprehensive guide includes:

Resume format recommendations for Indian insurance sector
Key skills Indian employers look for
Complete resume example with Indian context
Top insurance employers in India
Salary insights in INR by experience level
Certification guidance
ATS optimization tips for Indian job portals

Why Your Insurance Agent Resume Matters in India

India’s insurance sector is expanding rapidly, with companies like LIC, HDFC Life, ICICI Prudential, SBI Life, Max Life, Bajaj Allianz, TATA AIA, New India Assurance, and ICICI Lombard actively hiring Insurance Agents. A strong resume helps you:

Stand out from thousands of professionals on Naukri and LinkedIn
Pass ATS screening used by insurance companies
Showcase skills that Indian employers value, including sales ability, customer relationships, and product knowledge
Demonstrate your premium collection and policy sales record

Indian recruiters typically spend 6-10 seconds reviewing each resume initially. Your Insurance Agent resume must immediately communicate your sales expertise, customer relationship skills, and ability to meet targets. With India’s growing insurance penetration, a well-optimized resume is essential.

Insurance Agent Resume Format for India

Indian employers prefer clean, professional resume formats. Here’s what works best:

Recommended Format

Length: 1-2 pages (freshers: 1 page, experienced: 2 pages max)
Layout: Reverse chronological (most recent first)
Font: Arial, Calibri, or Times New Roman (11-12pt)
Sections: Contact, Summary, Skills, Experience, Sales Achievements, Education, Certifications

Personal Details for Indian Insurance Agent Resumes

Indian resumes typically include:

Full name
Phone number with country code (+91)
Professional email address
LinkedIn profile URL
City, State (full address not required)

What to Avoid

Decorative fonts or graphics (causes ATS issues)
Personal information like religion, caste, or father’s name
Salary expectations (discuss during interview)
References (provide when requested)

Key Skills for Insurance Agents in India

Indian employers look for comprehensive insurance sales expertise covering product knowledge, sales, and customer relationships.

Sales Skills (Essential)

Policy Sales: Life, health, motor, property insurance
Lead Generation: Referrals, networking, cold calling
Needs Analysis: Customer requirement assessment
Cross-Selling: Multiple product recommendations
Target Achievement: Premium and policy targets

Product Knowledge

Life Insurance: Term, ULIP, endowment, pension plans
Health Insurance: Individual, family floater, critical illness
General Insurance: Motor, home, travel, fire insurance
IRDAI Regulations: Compliance, disclosure requirements
Tax Benefits: Section 80C, 80D knowledge

Customer Management

Relationship Building: Long-term client relationships
Policy Servicing: Renewals, claims support
Customer Education: Product explanation, benefits
Retention: Lapse prevention, persistency
Referral Generation: Customer recommendations

Technology & Tools

Insurance Software: Policy management systems
CRM Tools: Lead and customer tracking
Digital Platforms: Online policy issuance
Mobile Apps: Company sales apps
MS Office: Excel, PowerPoint for presentations

Soft Skills for Indian Companies

Communication: Clear product explanation
Trust Building: Honest advisory approach
Persistence: Consistent follow-ups
Empathy: Understanding customer needs
Resilience: Handling rejections positively

How to Present Skills

Create a dedicated skills section. Group by category (Sales, Product Knowledge, Customer Management). Highlight premium collection and policy count prominently.

Insurance Agent Resume Example for India

Here’s a complete resume example tailored for Indian employers:

Suresh Menon

Kochi, Kerala | +91-98XXX-XXXXX | suresh.menon@email.com | linkedin.com/in/sureshmenon-insurance

Professional Summary

Results-driven Insurance Agent with 8+ years of experience in life and health insurance sales across Kerala. Proven track record of achieving ₹2 Cr+ annual premium collection with 500+ active policies and 90% persistency rate. Expertise in ULIP, term insurance, health insurance, and retirement planning for salaried professionals and HNIs. Strong background with LIC and HDFC Life consistently ranking in top 5% of sales performers. IRDAI licensed agent with specialization in family financial planning. Seeking Development Officer role at a leading insurance company.

Skills

Sales: Policy Sales, Lead Generation, Needs Analysis, Cross-Selling, Target Achievement Products: Life Insurance (Term, ULIP, Endowment), Health Insurance, Pension Plans Customer Management: Relationship Building, Policy Servicing, Renewals, Retention Regulations: IRDAI Compliance, KYC, Tax Benefits (80C, 80D) Technology: Insurance CRM, Digital Policy Issuance, MS Office Soft Skills: Communication, Trust Building, Persistence, Empathy

Professional Experience

Senior Insurance Advisor | HDFC Life | Kochi | April 2019 – Present

Achieve ₹2 Cr+ annual first-year premium collection consistently
Manage portfolio of 500+ active policies with 90% persistency rate
Ranked in top 3% of advisors in Kerala region for FY 2023-24
Specialize in term insurance and health insurance for IT professionals
Generate 60% of new business through customer referrals
Cross-sell multiple products achieving 2.5 policies per customer average
Conduct financial planning sessions for corporate clients
Received “MDRT Qualifier” recognition for premium targets (2023)
Mentor team of 5 new advisors on sales techniques
Maintain 95% customer satisfaction rating

Insurance Advisor | LIC of India | Kochi | June 2016 – March 2019

Sold 200+ policies during tenure with ₹80 Lakh annual premium
Built strong customer base through networking and referrals
Achieved Club Member status for consistent performance
Handled policy servicing including claims and maturity
Developed expertise in endowment and money-back plans

Life Insurance Agent | ICICI Prudential | Kochi | July 2015 – May 2016

Started insurance career with leading private insurer
Learned fundamentals of insurance sales and customer service
Achieved 100% of first-year premium targets
Completed IRDAI licensing and product training

Sales Achievements

FY 2023-24 Performance | HDFC Life

First-Year Premium: ₹2.4 Cr
Policies Sold: 180
Target Achievement: 135%
Persistency Rate: 91%
Recognition: MDRT Qualifier, Regional Top 3

Career Highlights

Total Premium Collected: ₹12 Cr+ (career)
Total Policies: 800+
Average Ticket Size: ₹1.5 Lakh
Referral Rate: 60%

Education

Bachelor of Commerce (B.Com) | Kerala University | 2015

First Class (68%)

Higher Secondary (12th) | Kerala State Board | 2012

Commerce Stream
75%

Certifications

IRDAI Life Insurance License | IRDAI | 2015 (Active)
IRDAI Health Insurance License | IRDAI | 2018 (Active)
Certified Financial Planner (CFP) | FPSB India | 2021
MDRT Member | Million Dollar Round Table | 2023
Advanced Sales Training | HDFC Life Academy | 2022

Languages

English (Fluent) | Hindi (Conversational) | Malayalam (Native) | Tamil (Conversational)

Declaration

I hereby declare that the information provided above is true to the best of my knowledge.

Suresh Menon Kochi, December 2024

Types of Insurance Agent Roles in India

India offers various insurance career paths. Here’s an overview:

By Insurance Type

Life Insurance Agent: Term, ULIP, endowment, pension
Health Insurance Agent: Individual, group, critical illness
General Insurance Agent: Motor, home, fire, marine
Corporate Insurance Agent: Group policies, employee benefits
Bancassurance Agent: Bank-based insurance sales

By Experience Level

Insurance Advisor: 0-3 years, individual sales
Senior Advisor: 3-6 years, consistent performer
Development Officer: 6-10 years, team management
Branch Manager: 10-15 years, branch P&L
Regional Manager: 15+ years, regional leadership

By Employment Type

Agency Channel: Direct company agents
Bancassurance: Bank-tied sales
Corporate Agency: Third-party distributors
Broker: Multiple company products
Direct Sales: Company employees

Top Insurance Agent Employers in India

India’s insurance sector offers excellent opportunities. Here are the top employers:

Life Insurance Companies

LIC of India: Largest life insurer
HDFC Life: Leading private insurer
ICICI Prudential: Established private player
SBI Life: Bank-backed insurer
Max Life: Growing private insurer
TATA AIA: Trusted brand
Bajaj Allianz Life: Joint venture
Aditya Birla Sun Life: Diversified group

Health Insurance Companies

Star Health: Standalone health insurer
ICICI Lombard: General and health insurance
HDFC ERGO: Diversified insurance
Care Health: Health specialist
Niva Bupa: Health insurance focus

General Insurance Companies

New India Assurance: PSU general insurer
United India Insurance: Government insurer
ICICI Lombard: Private general insurer
Bajaj Allianz General: Motor and property
TATA AIG: Multinational insurer

How to Apply

Apply through company career pages
Naukri.com and LinkedIn
Walk-in interviews at branches
Referrals from existing agents
Campus placements from colleges

Insurance Agent Salary in India

Insurance offers good earning potential through commissions.

Salary by Experience Level

Experience	Fixed Salary (INR)	Total Earnings (INR)*
Advisor (0-3 years)	₹1.5 - ₹3 LPA	₹3 - ₹8 LPA
Sr. Advisor (3-6 years)	₹3 - ₹5 LPA	₹8 - ₹20 LPA
Dev. Officer (6-10 years)	₹5 - ₹10 LPA	₹15 - ₹40 LPA
Branch Manager (10-15 years)	₹10 - ₹18 LPA	₹30 - ₹60 LPA
Regional Manager (15+ years)	₹18 - ₹30 LPA	₹50 - ₹1 Cr+

*Total earnings include commissions and bonuses. Top performers earn significantly more.

Salary by City

City	Salary Range (Advisor Level)
Mumbai	₹4 - ₹12 LPA
Delhi NCR	₹4 - ₹10 LPA
Bangalore	₹3.5 - ₹10 LPA
Hyderabad	₹3 - ₹8 LPA
Chennai	₹3 - ₹8 LPA
Pune	₹3 - ₹8 LPA
Kolkata	₹2.5 - ₹7 LPA

Factors Affecting Earnings

Premium Volume: Higher premiums = higher commissions
Persistency: Renewals provide ongoing income
Product Mix: ULIPs and health pay higher commissions
Company Type: Private insurers often offer better incentives
Performance: Top performers get bonuses and trips
Team Building: Development officers earn overrides

Salary data based on Glassdoor India, AmbitionBox, and industry surveys.

Certifications for Insurance Agents in India

Professional certifications are mandatory and enhance credibility.

Mandatory Licenses

IRDAI Life Insurance License: Required to sell life insurance
IRDAI Health Insurance License: Required for health products
IRDAI General Insurance License: Required for motor, property

Professional Certifications

CFP (Certified Financial Planner): FPSB India
CII Certifications: Chartered Insurance Institute
MDRT Membership: Million Dollar Round Table
COT/TOT: Court/Table of Honor (LIC)

Skill Development

Product Training: Company-specific certifications
Sales Training: Advanced selling techniques
Digital Training: Online sales and servicing
Compliance Training: IRDAI regulation updates

How to Get Certified

Complete 12th or graduation
Pass IRDAI pre-licensing exam
Join an insurance company
Complete company training
Pursue CFP or advanced certifications

ATS Tips for Your Insurance Agent Resume

Most companies use Applicant Tracking Systems (ATS) to screen resumes. Optimize yours:

For Naukri.com

Use keywords from job descriptions (Insurance Agent, Life Insurance, IRDAI)
Keep formatting simple (no tables, columns, or graphics)
Use standard section headings (Experience, Education, Skills)
Upload in .docx or .pdf format
Update profile every 15 days

For LinkedIn Applications

Match resume to LinkedIn profile
Use standard job titles (Insurance Advisor, Development Officer)
Include premium and policy numbers
Get recommendations from managers

General ATS Tips

DO: Standard fonts, clear headings, bullet points
DO: Include metrics (₹2 Cr premium, 500+ policies, 90% persistency)
DO: Mention IRDAI license and company names
DON’T: Use headers/footers, text boxes, images
DON’T: Use creative section titles

Keyword Strategy for Insurance Roles

Common keywords from job postings:

Insurance Agent, Advisor, Development Officer
Life Insurance, Health Insurance, ULIP, Term
IRDAI, Premium Collection, Persistency
LIC, HDFC Life, ICICI Prudential
Sales Target, Policy, Customer Service

Final Tips for Your Insurance Agent Resume

✅ Lead with sales metrics—₹2 Cr premium, 500+ policies, 90% persistency

✅ Show product expertise—life, health, ULIP, term insurance

✅ Highlight IRDAI license—mandatory for credibility

✅ Demonstrate customer relationships—referral rate, satisfaction scores

✅ Include recognitions—MDRT, Club membership, awards

✅ Show progression—clear career growth from advisor to senior roles

✅ Proofread carefully—attention to detail critical

Quick Checklist

Contact with +91 phone and LinkedIn
Professional summary highlighting premium and policies
Skills organized by category (Sales, Products, Customer Management)
Experience showing sales metrics and achievements
Sales achievements with specific numbers
Education background
IRDAI license and certifications (CFP, MDRT)
ATS-friendly formatting
Declaration statement

Ready to create your professional Insurance Agent resume? Use our resume builder to get started with templates optimized for Indian job portals.

For more guidance on resume structure, check out our resume format guide with tips specifically for the Indian insurance industry.

Insurance Agent Text-Only Resume Templates and Samples

ARVIND RAWAT

Phone: 0000000

Email: arvind@abc.com

Address: C-21, Sector-21, Delhi

About Me

Insurance Agent

Extensive experience of XX years in discussing and assessing clients' current and future insurance needs; researching insurance policies and products; negotiating policy terms and costs with insurance providers; arranging insurance cover for clients with the insurance provider
Adept in providing options and premium quotes on available insurance products; locating insurance companies to provide the coverage requested by the client; furnishing information, including completed forms, to underwriters and insurance companies to process applications.
Deft in delivering policies, insurance binders, and certificates of insurance to clients and other parties who may require the information, such as government agencies, lenders, and owners of construction sites; receiving claims on policies and premium payments.
Experienced in developing and implementing local or regional advertising, and other types of marketing for the insurer and its products; offer annuities, financial products, and bonds for individuals in certain positions, such as fiduciaries and those performing contracting services

Education

Insurance , Bachelor of Arts, Completed, April 2003

Teerthanker Mahaveer University (TMU)

– Marks null

Moradabad, UP

Certifications

Certificate course on Compliance, Governance, and Risk Management in Insurance, Completed , January 2015

Work Experience

Period: May 2015 - Current

Licensed Life Insurance Agent / Financial advisor

PwC Ltd

Bengaluru, KA

Calculate premiums and establish payment method
Call on policyholders to deliver and explain policy, to analyze the insurance program and suggest additions or changes, or to change beneficiaries
Confer with clients to obtain and provide information when claims are made on a policy
Contact the underwriter and submit forms to obtain binder coverage
Customize insurance programs to suit individual customers, often covering a variety of risks
Develop marketing strategies to compete with other individuals or companies who sell insurance
Explain the features, advantages, and disadvantages of various policies to promote the sale of insurance plans
Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage
Monitor insurance claims to ensure they are settled equitably for both the client and the insurer
Perform administrative tasks, such as maintaining records and handling policy renewals
Plan and oversee incorporation of the insurance program into the bookkeeping system of the company
Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients
Select the company that offers the type of coverage requested by a client to underwrite the policy
Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance or specialized policies such as marine, farm/crop, and medical malpractice

Period: July 2008 - January 2014

Insurance Advisor

Max Life Insurance

New Delhi,

Developed marketing strategies and promote all types of new insurance contracts or suggest additions/changes to existing ones
Evaluated business or individual customers’ needs and financial status and propose protection plans that meet their criteria
Developed productive relationships to create a pool of prospective clients from various sources by networking, cold calling, using referrals, etc.
Worked with clients to deliver risk management strategies that fit their risk profiles
Reported the progress of monthly/quarterly initiatives to stakeholders
Maintained bookkeeping systems, database, and records; fulfilled all policy requirements
Monitored insurance claims to ensure mutual satisfaction
Constantly updated job knowledge and learning about new products and services
Achieved customer acquisition and revenue growth objectives