Insurance Agent Resume Sample & Ready To Use Example

About Me

Insurance Agent

Extensive experience of XX years in discussing and assessing clients' current and future insurance needs; researching insurance policies and products; negotiating policy terms and costs with insurance providers; arranging insurance cover for clients with the insurance provider
Adept in providing options and premium quotes on available insurance products; locating insurance companies to provide the coverage requested by the client; furnishing information, including completed forms, to underwriters and insurance companies to process applications.
Deft in delivering policies, insurance binders, and certificates of insurance to clients and other parties who may require the information, such as government agencies, lenders, and owners of construction sites; receiving claims on policies and premium payments.
Experienced in developing and implementing local or regional advertising, and other types of marketing for the insurer and its products; offer annuities, financial products, and bonds for individuals in certain positions, such as fiduciaries and those performing contracting services

EDUCATION

Insurance , Bachelor of Arts, Completed, April 2003

Teerthanker Mahaveer University (TMU)

Moradabad, Uttar Pradesh

Work Experience

May 2015 - Current

Licensed Life Insurance Agent / Financial advisor

PwC Ltd

Bengaluru, Karnataka

Calculate premiums and establish payment method
Call on policyholders to deliver and explain policy, to analyze the insurance program and suggest additions or changes, or to change beneficiaries
Confer with clients to obtain and provide information when claims are made on a policy
Contact the underwriter and submit forms to obtain binder coverage
Customize insurance programs to suit individual customers, often covering a variety of risks
Develop marketing strategies to compete with other individuals or companies who sell insurance
Explain the features, advantages, and disadvantages of various policies to promote the sale of insurance plans
Interview prospective clients to obtain data about their financial resources and needs, the physical condition of the person or property to be insured, and to discuss any existing coverage
Monitor insurance claims to ensure they are settled equitably for both the client and the insurer
Perform administrative tasks, such as maintaining records and handling policy renewals
Plan and oversee incorporation of the insurance program into the bookkeeping system of the company
Seek out new clients and develop clientele by networking to find new customers and generate lists of prospective clients
Select the company that offers the type of coverage requested by a client to underwrite the policy
Sell various types of insurance policies to businesses and individuals on behalf of insurance companies, including automobile, fire, life, property, medical and dental insurance or specialized policies such as marine, farm/crop, and medical malpractice

July 2008 - January 2014

Insurance Advisor

Max Life Insurance

New Delhi, Delhi

Developed marketing strategies and promote all types of new insurance contracts or suggest additions/changes to existing ones
Evaluated business or individual customers’ needs and financial status and propose protection plans that meet their criteria
Developed productive relationships to create a pool of prospective clients from various sources by networking, cold calling, using referrals, etc.
Worked with clients to deliver risk management strategies that fit their risk profiles
Reported the progress of monthly/quarterly initiatives to stakeholders
Maintained bookkeeping systems, database, and records; fulfilled all policy requirements
Monitored insurance claims to ensure mutual satisfaction
Constantly updated job knowledge and learning about new products and services
Achieved customer acquisition and revenue growth objectives