Extensive experience of XX years in examining insurance proposals; collecting background
information and assessments of risk; analysing statistical data using specialist computer programmes;
determining premiums; preparing insurance policy terms and conditions
Skilled in evaluating the possibility of losses due to catastrophe or excessive insurance; examining
documents to determine degree of risk from such factors as applicant financial standing and value and
condition of property
Deft in reviewing company records to determine amount of insurance in force on single risk or group of
closely related risks; writing to field representatives, medical personnel, and others to obtain further
information, quote rates, or explain company underwriting policies
Effectively communicate financial data and information; leverage advanced skills and knowledge to
succeed as an insurance underwriter
ORGANIZATIONAL EXPERIENCE
Since MM YY | XYZ Ltd, Delhi | Insurance Underwriter
Key Result Areas:
Study insurance proposals; decide whether the risk should be shared with a reinsurer
Gather and assess background information, including reports and medical records from specialists
where appropriate, in order to effectively assess the risk involved
Calculate possible risk and decide on the premium - how much individuals or organisations should pay
for insurance
Visit brokers or potential customers and prepare quotes; write policies and help with policy wording
liaise with specialists, such as surveyors or doctors, for risk assessment, and develop good working
relationships with brokers
Negotiate terms with policyholders or their brokers and draw up contracts
Ensure that premiums are competitive and that accounts remain profitable
Specify conditions to be imposed on different types of policies, for example, asking that a property
owner install a security alarm
Keep detailed and accurate records of policies underwritten and decisions made.
Authorize reinsurance of policy when risk is high; decline excessive risks
Key Highlights:
Any existing systems/ processes streamlined???? Results obtained????
Major assignments handled????
Any unique initiative taken to improve customer satisfaction level???? Any major accounts/clients handled???
Awards/appreciation letters received???? Other relevant achievements????
MM YY – MM YY | ABCD Ltd, Delhi | Insurance Underwriter
Key Result Areas:
Reviewed insurance applications for compliance and adherence
Assessed clients’ background information and financial status
Liaised with specialists to gather information and opinions
Negotiated and defined the specific terms of insurance policies with brokers or policyholders
Kept detailed records of policies underwritten and decisions made
Balanced between mass and homogeneity of risks to achieve predictability of future results
Developed and maintained a profitable book of business for the insurer
Followed-up applicable insurance laws
Key Highlights:
Any existing systems/ processes streamlined???? Results obtained????
Major assignments handled????
Any unique initiative taken to improve customer satisfaction level???? Any major accounts/clients handled???
Awards/appreciation letters received???? Other relevant achievements????
EDUCATION
YYYY
BBA from ABC College, Delhi
TECHNICAL PURVIEW
MS Office – Word, Excel & PowerPoint
Internet Applications
PERSONAL DETAILS
Date of Birth: 01st October 1981 | Languages Known: English & Hindi
