Insurance Underwriter Resume Sample

Key Result Areas:

• Study insurance proposals; decide whether the risk should be shared with a reinsurer
• Gather and assess background information, including reports and medical records from specialists where appropriate, in order to effectively assess the risk involved
• Calculate possible risk and decide on the premium -how much individuals or organisations should pay for insurance
• Visit brokers or potential customers and preparequotes; write policies and help with policy wording
• liaise with specialists, such as surveyors or doctors, for risk assessment, and develop good working relationships with brokers
• Negotiate terms with policyholders or their brokers and draw up contracts
• Ensure that premiums are competitive and that accounts remain profitable
• Specify conditions to be imposed on different types of policies, for example, asking that a property owner install a security alarm
• Keep detailed and accurate records of policies underwritten and decisions made.
• Authorize reinsurance of policy when risk is high; decline excessive risks

Key Highlights:

• Any existing systems/ processes streamlined???? Results obtained????Major assignments handled????
• Any unique initiative taken to improve customer satisfaction level? Any major accounts/clients handled?
• Awards/appreciation letters received???? Other relevant achievements????

Key Result Areas:

• Reviewed insurance applications for compliance and adherence
• Assessed clients’ background information and financial status
• Liaised with specialists to gather information and opinions
• Negotiated and defined the specific terms of insurance policies with brokers or policyholders
• Kept detailed records of policies underwritten and decisions made
• Balanced between mass and homogeneity of risks to achieve predictability of future results
• Developed and maintained a profitable book of business for the insurer
• Followed-up applicable insurance laws

KeyHighlights:

• Any existing systems/ processes streamlined???? Results obtained????Major assignments handled????
• Any unique initiative taken to improve customer satisfaction level???? Any major accounts/clients handled???
• Awards/appreciation letters received???? Other relevant achievements????