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Insurance Underwriter Resume Samples (Text format)

About Me

Insurance Underwriter

  • Extensive experience of XX years in examining insurance proposals; collecting background information and assessments of risk; analyzing statistical data using specialist computer programs; determining premiums; preparing insurance policy terms and conditions
  • Skilled in evaluating the possibility of losses due to catastrophe or excessive insurance; examining documents to determine the degree of risk from such factors as the applicant's financial standing and value and condition of the property
  • Deft in reviewing company records to determine the amount of insurance in force on a single risk or group of closely related risks; writing to field representatives, medical personnel, and others to obtain further information, quote rates, or explain company underwriting policies
  • Effectively communicate financial data and information; leverage advanced skills and knowledge to succeed as an insurance underwriter


Arts and Design, Bachelor of Arts, Completed, May 2003

HKBK College Of Engineering

Bengaluru, Karnataka

Work Experience

July 2016 - Current

Insurance Underwriter / Assistant Manager - Underwriting Quality Assurance - Insurance/Reinsurance

Serving Skill

Mumbai, Maharashtra

  • Study insurance proposals; decide whether the risk should be shared with a reinsurer
  • Gather and assess background information, including reports and medical records from specialists where appropriate, to effectively assess the risk involved
  • Calculate possible risk and decide on the premium -how much individuals or organizations should pay for insurance
  • Visit brokers or potential customers and prepare quotes; write policies and help with the policy wording
  • liaise with specialists, such as surveyors or doctors, for risk assessment, and develop good working relationships with brokers
  • Negotiate terms with policyholders or their brokers and draw up contracts
  • Ensure that premiums are competitive and that accounts remain profitable
  • Specify conditions to be imposed on different types of policies, for example, asking that a property owner install a security alarm
  • Keep detailed and accurate records of policies underwritten and decisions made.
  • Authorize reinsurance of policy when risk is high; decline excessive risks

September 2005 - April 2014

Insurance Underwriter / Assistant Manager - Medical Underwriting


Mumbai, Maharashtra

  • Reviewed insurance applications for compliance and adherence
  • Assessed clients’ background information and financial status
  • Liaised with specialists to gather information and opinions
  • Negotiated and defined the specific terms of insurance policies with brokers or policyholders
  • Kept detailed records of policies underwritten and decisions made
  • Balanced between mass and homogeneity of risks to achieve predictability of future results
  • Developed and maintained a profitable book of business for the insurer
  • Followed-up applicable insurance laws

Training Certifications

  • Professional Certificate in Life Insurance - Underwriting and Claims , 2017


  • Computer proficiency
  • Analytical
  • Written and verbal communication
  • Knowledge of mathematics and finance
  • Observation
  • Problem-solving
  • Teamwork
  • Insurance-based certifications

Computer Proficiency

  • Window star3
  • Microsoft Office star3
  • Internet Applications


  • English
  • Hindi
  • Bengali

Personal Interest

  • Yoga 
  • Cycling
  • Reading
  • Blogging


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Insurance Underwriter Resume Sample

Insurance Underwriter Resume Sample
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