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Insurance Underwriter Resume Samples (Text format)

About Me

Insurance Underwriter

  • Extensive experience of XX years in examining insurance proposals; collecting background information and assessments of risk; analyzing statistical data using specialist computer programs; determining premiums; preparing insurance policy terms and conditions
  • Skilled in evaluating the possibility of losses due to catastrophe or excessive insurance; examining documents to determine the degree of risk from such factors as the applicant's financial standing and value and condition of the property
  • Deft in reviewing company records to determine the amount of insurance in force on a single risk or group of closely related risks; writing to field representatives, medical personnel, and others to obtain further information, quote rates, or explain company underwriting policies
  • Effectively communicate financial data and information; leverage advanced skills and knowledge to succeed as an insurance underwriter

EDUCATION

Arts and Design, Bachelor of Arts, Completed, May 2003

HKBK College Of Engineering

Bengaluru, Karnataka

Work Experience

July 2016 - Current

Insurance Underwriter / Assistant Manager - Underwriting Quality Assurance - Insurance/Reinsurance

Serving Skill

Mumbai, Maharashtra

  • Study insurance proposals; decide whether the risk should be shared with a reinsurer
  • Gather and assess background information, including reports and medical records from specialists where appropriate, to effectively assess the risk involved
  • Calculate possible risk and decide on the premium -how much individuals or organizations should pay for insurance
  • Visit brokers or potential customers and prepare quotes; write policies and help with the policy wording
  • liaise with specialists, such as surveyors or doctors, for risk assessment, and develop good working relationships with brokers
  • Negotiate terms with policyholders or their brokers and draw up contracts
  • Ensure that premiums are competitive and that accounts remain profitable
  • Specify conditions to be imposed on different types of policies, for example, asking that a property owner install a security alarm
  • Keep detailed and accurate records of policies underwritten and decisions made.
  • Authorize reinsurance of policy when risk is high; decline excessive risks

September 2005 - April 2014

Insurance Underwriter / Assistant Manager - Medical Underwriting

zyoin

Mumbai, Maharashtra

  • Reviewed insurance applications for compliance and adherence
  • Assessed clients’ background information and financial status
  • Liaised with specialists to gather information and opinions
  • Negotiated and defined the specific terms of insurance policies with brokers or policyholders
  • Kept detailed records of policies underwritten and decisions made
  • Balanced between mass and homogeneity of risks to achieve predictability of future results
  • Developed and maintained a profitable book of business for the insurer
  • Followed-up applicable insurance laws

Training Certifications

  • Professional Certificate in Life Insurance - Underwriting and Claims , 2017

Skills

  • Computer proficiency
  • Analytical
  • Written and verbal communication
  • Knowledge of mathematics and finance
  • Observation
  • Problem-solving
  • Teamwork
  • Insurance-based certifications

Computer Proficiency

  • Window star3
  • Microsoft Office star3
  • Internet Applications

Languages

  • English
  • Hindi
  • Bengali

Personal Interest

  • Yoga 
  • Cycling
  • Reading
  • Blogging

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Insurance Underwriter Resume Sample

Insurance Underwriter Resume Sample
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