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Insurance Underwriter Resume Samples(Text format)

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About Me

Insurance Underwriter

  • Extensive experience of XX years inexamining insurance proposals; collecting background information and assessments of risk; analysingstatistical data using specialist computer programmes; determining premiums; preparing insurance policy terms and conditions
  • Skilled in evaluating the possibility of losses due to catastrophe or excessive insurance; examining documents to determine degree of risk from such factors as applicant financial standing and value and condition of property
  • Deft in reviewing company records to determine amount of insurance in force on single risk or group of closely related risks; writing to field representatives,medical personnel, and others to obtain further information, quote rates, or explain company underwriting policies
  • Effectively communicate financial data and information; leverage advanced skills and knowledge to succeed as an insurance underwriter

EDUCATION

BBA, Bachelor of Arts, Completed, May 2003

ABC College

BBA

Delhi, Delhi

Work Experience

July 2004 - August 2010

Insurance Underwriter

XYZ Ltd

Delhi, Delhi

Key Result Areas:

  • Study insurance proposals; decide whether the risk should be shared with a reinsurer
  • Gather and assess background information, including reports and medical records from specialists where appropriate, in order to effectively assess the risk involved
  • Calculate possible risk and decide on the premium -how much individuals or organisations should pay for insurance
  • Visit brokers or potential customers and preparequotes; write policies and help with policy wording
  • liaise with specialists, such as surveyors or doctors, for risk assessment, and develop good working relationships with brokers
  • Negotiate terms with policyholders or their brokers and draw up contracts
  • Ensure that premiums are competitive and that accounts remain profitable
  • Specify conditions to be imposed on different types of policies, for example, asking that a property owner install a security alarm
  • Keep detailed and accurate records of policies underwritten and decisions made.
  • Authorize reinsurance of policy when risk is high; decline excessive risks

Key Highlights:

  • Any existing systems/ processes streamlined???? Results obtained????Major assignments handled????
  • Any unique initiative taken to improve customer satisfaction level? Any major accounts/clients handled?
  • Awards/appreciation letters received???? Other relevant achievements????

September 2010 - Current

Insurance Underwriter

ABCD Ltd

Delhi, Delhi

Key Result Areas:

  • Reviewed insurance applications for compliance and adherence
  • Assessed clients’ background information and financial status
  • Liaised with specialists to gather information and opinions
  • Negotiated and defined the specific terms of insurance policies with brokers or policyholders
  • Kept detailed records of policies underwritten and decisions made
  • Balanced between mass and homogeneity of risks to achieve predictability of future results
  • Developed and maintained a profitable book of business for the insurer
  • Followed-up applicable insurance laws

KeyHighlights:

  • Any existing systems/ processes streamlined???? Results obtained????Major assignments handled????
  • Any unique initiative taken to improve customer satisfaction level???? Any major accounts/clients handled???
  • Awards/appreciation letters received???? Other relevant achievements????

 

Skills

Computer Proficiency

  • MS Office – Word, Excel and PowerPoint star3
  • Internet Applications star3

Languages

  • English
  • Hindi
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