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Loan Officer and Agent Resume Samples (Text format)

About Me

Loan Officer / Mortgage Loan Officer

  • Extensive experience of XX years in approving loans within specified limits, and referring loan applications outside those limits to management for approval; meeting with applicants to obtain information for loan applications and to answer questions about the process
  • Skilled in analyzing applicants' financial status, credit, and property evaluations to determine the feasibility of granting loans; explaining to customers the different types of loans and credit options that are available, as well as the terms of those services
  • Adept in obtaining and compiling copies of loan applicants' credit histories, corporate financial statements, and other financial information; reviewing and updating credit and loan files; reviewing loan agreements to ensure that they are complete and accurate according to policy
  • Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs; submit applications to credit analysts for verification and recommendation; handle customer complaints and take appropriate action to resolve them
  • Adroit in negotiating payment arrangements with customers who have delinquent loans; marketing bank products to individuals and firms, promoting bank services that may meet customers' needs; setting-up credit policies, credit lines, procedures, and standards in conjunction with senior managers.
  • Proficient in analyzing potential loan markets and developing referral networks in order to locate prospects for loans; preparing reports to send to customers whose accounts are delinquent, and forwarding irreconcilable accounts for collector action; arranging for maintenance and liquidation of delinquent properties
  • Possesses a strong sales record which exceeded sales target by 20% currently.

EDUCATION

Finance, Bachelor of Commerce (Finance), Completed, 2002-03-01

ABC School

HG UniversityMarks 70,

Dehradhun, UP

Work Experience

2004-04-01 - Current

Mortgage bankers / Mortgage consultants

Abc Pvt Ltd

Noida, UP
  • Approved loans for various client bases within specified limits, and refer loan applications outside those limits to management for approval.
  • Partnered with realtors and centers of influence at marketing events to gain new prospects for a mortgage and the retail bank.
  • Attended meetings and events to ensure constant positive exposure to the mortgage line of business and strengthen relationships with the bank partners.
  • Obtained, verified, and compiled copies of loan applicants' credit histories, corporate financial statements, and other financial information.
  • Developed and maintained relationships with 50+ real estate agents, financial planners, individual borrowers, and builders.

1981-11-01 - 2003-09-01

Mortgage Loan Officer

TJFD Corporation

XXX, AP
  • Managed and grew a loan portfolio by regularly exceeding sales targets by 20-50%.
  • Met benchmarks in multiple facets including profitability and credit quality.
  • Promoted new business development. Actively extended the client portfolio by bringing in 100+ new clients.
  • Cooperated with support staff and executive management.
  • Review loan agreements to ensure that they are complete and accurate according to policy.
  • Assessed applicants’ financial status, credit, and property evaluations to determine the feasibility of granting loans.
  • Demonstrated different types of loans and credit options that are available, as well as the terms of those services to the customers.

Skills

Hard Skills

  • Federal lending regulations
  • FHA guidelines
  • Conventional and government guidelines
  • Property Evaluation
  • Financial Analysis Aptitude

Soft Skills

  • Ability to Work Under Pressure
  • Accuracy
  • Analytical Skills
  • Communication Skills
  • Good Team Player
  • Time Management

Languages

  • English
  • Hindi
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Loan Officer and Agent Resume Sample

Loan Officer and Agent Resume Sample
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